Our Friendly Financial Policy

Payment Options


At your Round Lake Beach Dental Home, every patient’s personalized dental treatment plan will include an explanation of all applicable fees, and a breakdown of all costs before treatment is rendered. All charges are payable at the time of treatment. Your Round Lake dentists and the entire staff understands that health care budget and financing for the required treatment can be burdensome and for your convenience, we offer a range of payment options to meet your needs and help you get the quality dental care you need and deserve.

We accept Visa, Master Card, Discover, and cash. We also offer in-house financing through CareCredit® and Lending club allowing you to complete necessary dental treatment including cosmetic treatment like teeth whitening, veneers, implants and braces with a payment schedule that fits your budget. Many CareCredit® repayment policies include interest free financing up to one year.

Please ask our team and we will be happy to review our payment options to accommodate your dental needs.

If special arrangements are needed, please talk to your dentist and we will be sure to come up with a personalized solution for you.


Many people believe dental insurance works like medical insurance where all the necessary services are covered under their dental plan. This is NOT true. As our attempt to make your dental visit as hassle free as possible, we will do our best to help you understand and work with your insurance policy, find out the allowed annual maximum, any deductible and eligibility for services.

At Round Lake Family Dentistry, we will submit all insurance claims for you and will fully attempt to help you receive full insurance benefits. However, it is important for our patients to understand that all insurance benefits quoted are an ESTIMATE and our patients are ultimately personally responsible for the remaining balance on their account. Please remember that an insurance policy is a contract between you, your employer and the insurance company, not us.

Dental insurance policies can change on a regular basis, often without clear communication from the insurance company to the patient. We encourage our patients to become familiar with their dental insurance coverage. We also recommend our patients take the time and understand which policy they are selecting during the selection period. A cheaper policy may not be the best one to provide adequate coverage to insure your family as those policies may not provide necessary routine benefits that you and your family will need to get the proper dental care you deserve. Changes in eligibility, maximums, or benefits could result in unexpected out of pocket costs. Ultimately, all charges for the services rendered are patients’ responsibility should the insurance company not pay.

We will address all of your concerns about staying within your insurance policies limitations and provide alternative options should your dental treatment needs exceed your allowable benefits.

Although we accept most traditional Dental PPO insurances, we are considered to be in-network providers for the following dental insurance companies:

  • Aetna – Assurant
  • MetLife
  • BlueCross Blue Shield
  • Guardian
  • Cigna
  • Delta Dental Premier
  • Humana
  • United Health care, Dental Benefits Provider (DBP)
  • Unicare 300 PPO

Please call (847) 740-0217 to inquire more and make an Appointment TODAY!